Down Payment Assistance Loans
Make Homeownership Affordable with
Down Payment Assistance
Buying a home is a big step—our Down Payment Assistance Loan helps homebuyers bridge the gap and make homeownership a reality.
- Get up to $50,000 in down payment assistance
- Our Down Payment Assistance loan will be paired with one of our partnering lenders for up to 100% financing on your home.
- Available to all borrowers, all income levels, statewide!
- Rates are not guaranteed and may change at any time.
- Faster equity building – through the 15 year amortization of the loan.
➜ Call 802-438-2303 for More Information
Who Qualifies?
To be eligible for this program, you must meet the following requirements:
- Income Limits: Available to all incomes
- Property Requirements: This is a statewide program. Home must be owner-occupied and located in Vermont.
Not sure if you qualify? ➜ Reach out to one of our partner lenders to get started today.
Homebuyer Education
We recommend completing our Homebuyer Education Course.
- Learn about budgeting, mortgages, and homebuying
- Earn a certificate of completion
- Gain access to exclusive lender discounts
Live in Rutland or Addision County?➜ Register for Homebuyer Education
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Our Partner Lenders:
Brattleboro Savings & Loan
Community Bank
EastRise Credit Union
Fairway
Green Mountain Credit Union
Heritage Family Credit Union
M&T Bank
Movement Mortgage
National Bank of Middlebury
NBT Bank
NEFCU
Northeast Home Loan
The Bank of Bennington
Wells River Savings & Loan
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Loan Details & Terms
- Loan Amount: Up to $50,000 or 20% of the home’s purchase price (whichever is lower)
- Loan Term: 15 years
- No Prepayment Penalty – Pay it off early with no extra fees
- Rates are not guaranteed and may change at any time
- Compatible with Other Assistance Programs – Can be paired with:
🔹 Need help? Our team is here to guide you! 👉 Contact Us
