Foreclosure Prevention Assistance

Don’t Face Foreclosure Alone

If you are facing foreclosure, you may feel overwhelmed and uncertain about your options. Cornerstone Housing Partners provides free information, education, and one-on-one guidance to help homeowners understand the foreclosure process and explore alternatives that may help them keep their homes or make informed decisions about next steps.

The threat of losing a home can be stressful and can have an impact on your financial and emotional well-being, but help is available.

How Our Program Works

To receive foreclosure prevention counseling, participants must:

• Register for and attend the Foundations for Homeownership Stability Workshop
• Provide required documentation
• Schedule an individual couseling appointment

Workshop Topics

Our Educational workshop covers:

• Understanding financial hardships and how to write a hardship letter
• Foreclosure types and the foreclosure process
• How to respond to a foreclosure summons
• Home Retention and property redemption options
• Alternatives to keeping your home and their potential impacts
• Preparing a Request for Assistance package
• Planning next steps if assistance is denied

Individual Foreclosure Counseling

During your one-on-counseling session, a housing counselor will help you:

• Review of your current financial situation
• Assess short-term and long-term hardships
• Explore available mortgage workout options
• Understand and respond to a foreclosure summons, if applicable
• Develop an action plan
• Prepare and submit a Request for Assistance